Ok, so I spoke with Aquatraders and they won't have the T5 in until April, and the craigslist options died, and my wife has limited my light budget.(We have our 2nd little one due in Feb)
SOOOooo.
I got the 150w MH with 2x14w T5 Actinic's. I went to the LFS and they showed me that a couple of their show tanks from 50g to 250g using MH's. All of which have some amazing looking coral and such. The 250g has 2x150w MH. I didn't buy it from them, and I was able to see the tanks in action so I have more confidence in their recommendations(as opposed to them making money off me) and as long as I can manage the heat I should be good to go.