So - all fish have perished... and after a fairly exhaustive research, I've determined the disease was Marine Velvet - and I believe it was introduced when I added the fresh substrate. I don't believe this was electrical - all inverts are fine and thriving (voltage is not a problem, current is what creates electrical problems - and I never once had any indication I had current running through the tank).
Lesson learned? If possible, have a hospital tank ready to go when disease strikes (in my case, there is no place to put one). Going forward I'll add non-live substrate when I need to... tough lesson.
I'll leave the tank fish-free until first week in June and will then start repopulating. Am seriously considering repopulating with the same mix (mandarin goby, 2 engineer gobies, yellow tang, flame angel, royal gramma, but this time will get a pair of ocelaris clowns (instead of a single maroon)... I'm up for suggestions, though... if somebody would like to start a new thread with "my perfect reef-safe community tank mix" - I'll consider it!